:root{
  --navy:#0b2745;--navy2:#123b64;--blue:#1477c9;--pale:#eef6fb;--ink:#132238;
  --muted:#5d6b7d;--line:#dbe4ed;--white:#fff;--gold:#d6a74b;--shadow:0 14px 40px rgba(11,39,69,.12)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:inherit}.container{width:min(1160px,calc(100% - 40px));margin:auto}
.topbar{background:var(--navy);color:#dfeaf4;font-size:.9rem}.topbar .container{display:flex;justify-content:flex-end;gap:28px;padding:8px 0}
header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:82px}.brand{text-decoration:none;display:flex;align-items:center;gap:12px}.brandmark{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;font-weight:800;letter-spacing:-1px}.brandtext strong{display:block;font-size:1.05rem;color:var(--navy)}.brandtext span{display:block;font-size:.76rem;color:var(--muted);letter-spacing:.05em}
nav ul{list-style:none;display:flex;gap:26px;align-items:center;margin:0;padding:0}nav a{text-decoration:none;font-weight:650;font-size:.95rem;color:#20344c}.cta{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:7px;background:var(--navy);color:white!important;text-decoration:none;font-weight:750;border:1px solid var(--navy);transition:.2s}.cta:hover{transform:translateY(-1px);box-shadow:0 8px 22px rgba(11,39,69,.18)}.cta.outline{background:white;color:var(--navy)!important}.menu{display:none;background:none;border:0;font-size:1.6rem}
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#f8fbfd 0%,#eef6fb 56%,#dcecf7 100%);padding:92px 0 82px}.hero:after{content:"";position:absolute;width:460px;height:460px;border-radius:50%;right:-130px;top:-80px;background:linear-gradient(135deg,rgba(20,119,201,.13),rgba(11,39,69,.04))}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.08fr .92fr;gap:68px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.17em;color:var(--blue);font-size:.78rem;font-weight:800}.hero h1,.pagehero h1{font-family:Georgia,'Times New Roman',serif;color:var(--navy);font-weight:500;line-height:1.03;letter-spacing:-.035em;margin:.3em 0;font-size:clamp(3rem,6.3vw,5.8rem)}.hero p{font-size:1.15rem;color:#445a70;max-width:690px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0 18px}.proof{display:flex;gap:20px;flex-wrap:wrap;margin-top:25px;color:#385169;font-size:.92rem}.proof span:before{content:"✓";color:var(--blue);font-weight:900;margin-right:7px}
.hero-panel{background:var(--navy);color:white;border-radius:18px;padding:34px;box-shadow:var(--shadow)}.hero-panel h2{font-family:Georgia,serif;font-weight:500;font-size:2rem;margin:0 0 10px}.hero-panel p{color:#d4e0ec;font-size:1rem}.hero-panel ul{padding-left:20px;margin:20px 0}.hero-panel li{margin:11px 0}.hero-panel .cta{background:white;color:var(--navy)!important;border-color:white;width:100%}
.trustbar{border-bottom:1px solid var(--line);background:#fff}.trustbar .container{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.trustitem{padding:24px;border-right:1px solid var(--line)}.trustitem:last-child{border-right:0}.trustitem strong{display:block;color:var(--navy);font-size:1rem}.trustitem span{color:var(--muted);font-size:.88rem}
.section{padding:88px 0}.section.alt{background:#f7fafc}.section-head{max-width:760px;margin-bottom:38px}.section h2{font-family:Georgia,serif;font-size:clamp(2.25rem,4vw,3.4rem);line-height:1.1;color:var(--navy);font-weight:500;margin:.25em 0}.section-head p{color:var(--muted);font-size:1.08rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{border:1px solid var(--line);border-radius:14px;padding:28px;background:white;box-shadow:0 4px 18px rgba(11,39,69,.04)}.card h3{color:var(--navy);margin:12px 0 8px;font-size:1.15rem}.card p{color:var(--muted);margin:0 0 18px}.card a{color:var(--blue);font-weight:750;text-decoration:none}.icon{width:44px;height:44px;border-radius:10px;background:var(--pale);display:grid;place-items:center;color:var(--blue);font-weight:900}
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.checklist{list-style:none;padding:0}.checklist li{padding:10px 0 10px 30px;position:relative;border-bottom:1px solid var(--line)}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:900}.note{background:var(--pale);border-left:4px solid var(--blue);padding:20px 22px;border-radius:8px;color:#324c66}
.steps{counter-reset:steps;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{padding:25px;border:1px solid var(--line);border-radius:12px;background:#fff}.step:before{counter-increment:steps;content:counter(steps);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--navy);color:white;font-weight:800;margin-bottom:16px}.step h3{margin:0 0 8px;color:var(--navy)}.step p{margin:0;color:var(--muted)}
.locations{display:flex;flex-wrap:wrap;gap:9px}.locations span{background:white;border:1px solid var(--line);padding:9px 13px;border-radius:999px;color:#40576e;font-size:.9rem}
.faq{max-width:900px}.faq details{border-top:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:750;color:var(--navy);font-size:1.05rem}.faq p{color:var(--muted);margin-bottom:0}
.band{background:linear-gradient(120deg,var(--navy),var(--navy2));color:white;padding:65px 0}.band .container{display:flex;justify-content:space-between;gap:40px;align-items:center}.band h2{font-family:Georgia,serif;font-size:2.6rem;font-weight:500;margin:0 0 8px}.band p{color:#dbe7f2;margin:0}.band .cta{background:#fff;color:var(--navy)!important;border-color:#fff}
.pagehero{background:linear-gradient(120deg,#f6fafe,#e8f3f9);padding:76px 0}.pagehero h1{font-size:clamp(2.8rem,5vw,4.8rem);max-width:900px}.pagehero p{max-width:760px;font-size:1.12rem;color:#4d6276}
.content{max-width:860px}.content h2{font-family:Georgia,serif;color:var(--navy);font-size:2.2rem;font-weight:500;margin-top:42px}.content h3{color:var(--navy);margin-top:28px}.content p,.content li{color:#43586c}.content table{width:100%;border-collapse:collapse;margin:25px 0}.content td,.content th{padding:14px;border:1px solid var(--line);text-align:left}.content th{background:var(--pale);color:var(--navy)}
.contactgrid{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px}.contactcard{background:var(--navy);color:white;padding:34px;border-radius:16px}.contactcard a{color:white}.contactcard p{color:#d5e2ee}.form{display:grid;gap:14px}.form label{font-weight:700;color:var(--navy)}.form input,.form select,.form textarea{width:100%;padding:14px;border:1px solid #cbd7e2;border-radius:8px;font:inherit}.form textarea{min-height:150px;resize:vertical}.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
footer{background:#071d33;color:#c9d6e3;padding:48px 0 28px}.footgrid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:45px}.footgrid h3{color:white;margin-top:0}.footgrid a{color:#dce7f2;text-decoration:none}.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:30px;padding-top:20px;font-size:.85rem;color:#91a6ba}.small{font-size:.86rem;color:var(--muted)}
@media(max-width:900px){.hero-grid,.split,.contactgrid{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.trustbar .container{grid-template-columns:1fr 1fr}.nav nav{display:none}.nav nav.open{display:block;position:absolute;left:0;right:0;top:82px;background:#fff;border-bottom:1px solid var(--line);padding:20px}.nav nav.open ul{display:flex;flex-direction:column;align-items:flex-start}.menu{display:block}.topbar{display:none}.hero{padding-top:66px}.footgrid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.container{width:min(100% - 28px,1160px)}.cards,.steps,.trustbar .container,.footgrid{grid-template-columns:1fr}.trustitem{border-right:0;border-bottom:1px solid var(--line)}.form .row{grid-template-columns:1fr}.band .container{display:block}.band .cta{margin-top:22px}.hero h1{font-size:3rem}.section{padding:64px 0}}

.plans-upload-form{margin-top:18px;padding-top:18px;border-top:1px solid rgba(255,255,255,.16)}
.plan-fields{display:grid;grid-template-columns:1fr;gap:9px;margin-bottom:10px}
.quote-fields{grid-template-columns:1fr 1fr}
.quote-fields textarea{grid-column:1/-1;min-height:92px;resize:vertical}
.hero-panel .plan-fields input,.hero-panel .plan-fields textarea{width:100%;padding:11px 12px;border:1px solid rgba(255,255,255,.22);border-radius:7px;background:rgba(255,255,255,.09);color:#fff;font:inherit;outline:none}
.hero-panel .plan-fields input::placeholder,.hero-panel .plan-fields textarea::placeholder{color:#c8d7e5}
.hero-panel .plan-fields input:focus,.hero-panel .plan-fields textarea:focus{border-color:#8bc4ef;background:rgba(255,255,255,.13)}
.plan-upload-row{display:flex;align-items:center;gap:10px;margin:10px 0 5px}
.plan-file-input{position:absolute;width:1px;height:1px;opacity:0;pointer-events:none}
.plan-upload-button{display:inline-flex;align-items:center;justify-content:center;min-width:132px;padding:11px 14px;border-radius:7px;background:#fff;color:var(--navy);font-weight:800;cursor:pointer;transition:.2s}
.plan-upload-button:hover{transform:translateY(-1px)}
.plan-file-name{font-size:.84rem;color:#d4e0ec;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.plan-upload-note{font-size:.76rem;color:#afc4d7;margin:4px 0 11px}
.hero-panel .plan-send-button{width:100%;background:#1477c9!important;color:#fff!important;border-color:#1477c9!important}
.plan-status{min-height:1.2em;margin-top:8px;font-size:.84rem;font-weight:700;color:#bfe2ff}
.hp-field{position:absolute!important;left:-9999px!important;opacity:0!important}
@media(max-width:620px){.quote-fields{grid-template-columns:1fr}.quote-fields textarea{grid-column:auto}.plan-upload-row{align-items:flex-start;flex-direction:column}.plan-file-name{max-width:100%}}